{"id":9888,"date":"2022-08-06T01:10:19","date_gmt":"2022-08-06T01:10:19","guid":{"rendered":"https:\/\/www.flyhomes.com\/blog\/mandarin\/?p=9888"},"modified":"2022-09-09T23:13:05","modified_gmt":"2022-09-09T23:13:05","slug":"what-s-a-disclosure-packet","status":"publish","type":"post","link":"https:\/\/flyhomes.com\/blog\/mandarin\/what-s-a-disclosure-packet\/","title":{"rendered":"\u4e70\u623f\u65f6\u6587\u4ef6\u52a8\u8f84\u51e0\u767e\u9875\uff0c\u8fd8\u597d\u6211\u4eec\u5df2\u5e2e\u4f60\u5212\u597d\u4e86\u91cd\u70b9"},"content":{"rendered":"\n<p><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_jpg\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncrCNp0LiaXsWrmEneLNRxPXLxe7YfYAbs1YiatOzC3s2k1n4fdqDrckjA\/640?wx_fmt=jpeg&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br><\/p>\n\n\n\n<p>\u5b9e\u5730\u770b\u5b8c\u623f\uff0c\u4e5f\u505a\u5b8c\u4e86<a href=\"https:\/\/www.flyhomes.com\/blog\/mandarin\/home-inspection-checklist\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u5c4b\u68c0\u67e5<\/a>\uff0c\u90a3\u5728\u4e0bOffer\u524d\u8fd8\u6709\u5f88\u91cd\u8981\u7684\u4e00\u6b65\u9700\u5b8c\u6210&#8211;<strong>\u5ba1\u9605\u623f\u5c4b\u76f8\u5173\u6587\u4ef6\uff08Disclosure Packet\uff09<\/strong>\u3002<\/p>\n\n\n\n<p>\u53ef\u8fd9\u4e9b\u623f\u5c4b\u76f8\u5173\u6587\u4ef6\u52a8\u8f84\u51e0\u767e\u9875\uff0c\u5145\u65a5\u7740\u5404\u7c7b\u4e13\u4e1a\u540d\u8bcd\uff0c\u5f88\u591a\u6ca1\u6709\u7ecf\u9a8c\u7684\u4e70\u5bb6\u7279\u522b\u5bb9\u6613\u5ffd\u7565\u5176\u4e2d\u91cd\u8981\u7684\u4fe1\u606f\u3002<\/p>\n\n\n\n<p>\u4e4b\u524d\u6211\u4eec\u5c31\u6709\u4e00\u4f4d\u5ba2\u6237\u56e0\u4e3a<strong>\u5ffd\u7565\u4e86HOA\u6587\u4ef6\u4e2d\u7684\u4e00\u9879\u8865\u5145\u6761\u6b3e<\/strong>\uff0c\u5dee\u70b9\u7ed9\u81ea\u5df1\u9020\u6210\u51e0\u5343\u7f8e\u5143\u7684\u635f\u5931\u3002<\/p>\n\n\n\n<p><br>\u5f53\u65f6\u5ba2\u6237\u770b\u4e2d\u4e86\u4e00\u5957\u516c\u5bd3\uff0c\u770b\u5b8c\u623f\u5b50\u540e\uff0c\u4ed6\u5bf9\u8fd9\u5957\u516c\u5bd3\u7684\u4ea4\u901a\u4f4d\u7f6e\u3001\u623f\u578b\uff0c\u5404\u65b9\u9762\u90fd\u7279\u522b\u6ee1\u610f\uff0c\u51c6\u5907\u76f4\u63a5\u4e0bOffer\u3002<\/p>\n\n\n\n<p><br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_jpg\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncibxsY6CCiagb73c7rJ6vPUN1FBibTGTmxwib0X4ibaxEGGrbXjPicE4X6kgw\/640?wx_fmt=jpeg&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br><\/p>\n\n\n\n<p>\u4f46\u662f\u5728\u5ba1\u6838\u623f\u5c4b\u76f8\u5173<strong>HOA\uff08Homeowner&#8217;s Association\uff09\u6750\u6599<\/strong>\u65f6\uff0c\u6211\u4eec\u53d1\u73b0\u8fd9\u5957\u516c\u5bd3\u7684HOA\u6587\u4ef6\u4e2d\u63d0\u5230\u672a\u6765\u4f1a\u6709\u4e00\u9879Special Assessment\u3002<\/p>\n\n\n\n<p><br><strong>Special Assessment\uff08\u4e13\u5c5e\u8d39\u7528\uff09<\/strong>\u5c31\u662f\u6bd4\u5982\u793e\u533a\u7ba1\u9053\u8981\u5927\u6539\u9020\uff0c\u6216\u8005\u6574\u4f53\u6362\u623f\u9876\u65f6\uff0c\u8fd9\u4e9b\u5927\u7b14\u7684\u8d39\u7528\u901a\u5e38\u662f\u7531\u793e\u533a\u5411\u94f6\u884c\u7533\u8bf7\u8d37\u6b3e\u3002<\/p>\n\n\n\n<p><br>\u7136\u540e\u7531\u5168\u4f53\u4e1a\u4e3b\u5728\u63a5\u4e0b\u6765\u51e0\u5e74\u91cc\u6162\u6162\u507f\u8fd8\uff0c\u4e00\u822c\u8d39\u7528\u4e0d\u4f4e\u3002<\/p>\n\n\n\n<p><br>\u5177\u4f53\u5230\u8fd9\u5957\u516c\u5bd3\uff0c\u672c\u6765\u6bcf\u6708HOA\u8d39\u7528\u662f$500\u5de6\u53f3\uff0c<strong>\u7ecf\u8fc7\u7814\u7a76\uff0c\u6211\u4eec\u53d1\u73b0\u793e\u533a\u7684\u623f\u9876\u5e74\u5185\u5c31\u8981\u5f00\u59cb\u5927\u4fee\u3002<\/strong><\/p>\n\n\n\n<p><br>\u8fd9\u6837\u7b97\u4e0b\u6765\u6bcf\u6708HOA\u8d39\u7528\u8981\u989d\u5916\u518d\u52a0$700, \u6bcf\u5e74\u7684HOA\u82b1\u8d39\uff0c\u76f4\u63a5\u589e\u52a0\u4e86$8400\uff01<br><\/p>\n\n\n\n<p>\u5728\u8ddf\u5ba2\u6237\u4ea4\u4ee3\u4e86\u8fd9\u4e2a\u60c5\u51b5\u5e76\u505a\u4e86\u7efc\u5408\u8bc4\u4f30\u540e\uff0c\u6700\u7ec8\u5ba2\u6237\u653e\u5f03\u4e86\u8fd9\u5957\u516c\u5bd3\u3002<\/p>\n\n\n\n<p><br>\u623f\u5c4b\u76f8\u5173\u6587\u4ef6\u4e0d\u4ec5\u5305\u542b\u4e86\u5173\u4e8e\u623f\u5c4b\u7684\u91cd\u8981\u4fe1\u606f\uff0c\u8fd8\u80fd\u4e3a\u4f60<strong>\u201c\u9884\u8b66\u201d\u4e00\u4e9b\u6f5c\u5728\u623f\u5c4b\u82b1\u9500<\/strong>\u3002<\/p>\n\n\n\n<p>\u4f5c\u4e3a\u201c\u5b89\u5fc3\u4e70\u623f\uff0c\u4f60\u95ee\u6211\u7b54\u201d\u7cfb\u5217\u7684\u7b2c6\u7bc7\uff0c\u4eca\u5929\u6211\u4eec\u5c31\u6765\u5e26\u5927\u5bb6\u8bfb\u61c2\u623f\u5c4b\u76f8\u5173\u6587\u4ef6\uff0c\u63d0\u524d\u907f\u5f00\u53ef\u80fd\u4f1a\u51fa\u73b0\u7684\u95ee\u9898\u3002&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\"><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_jpg\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTnceJwhvtHC7Q2vvQKmqbzu2qI9Y2kibKtcuHcGdNd1iaSjksGCoNFZV7dg\/640?wx_fmt=jpeg&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><\/p>\n\n\n\n<p class=\"has-text-align-center\">\uff08Disclosure Packet\u76ee\u5f55\u5217\u8868\uff09<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><br><strong>\u54ea\u4e9b\u6587\u4ef6\u9700\u8981\u7279\u522b\u6ce8\u610f\uff1f<\/strong><\/h2>\n\n\n\n<p><strong><br>1.\u81ea\u7136\u707e\u5bb3\u62a5\u544a\uff08Natural Hazard Zone Disclosure\uff09<\/strong><\/p>\n\n\n\n<p><br>\u8fd9\u4e2a\u8868\u683c\u6bd4\u8f83\u76f4\u63a5\uff0c\u4f1a\u6709\u4e00\u4e9bYes or No\u95ee\u9898\u544a\u8bc9\u4f60\uff0c\u8fd9\u4e2a\u623f\u5b50\u662f\u4e0d\u662f\u5728\u6d2a\u6c34\u533a\uff0c\u5730\u9707\u5e26\uff0c\u706b\u707e\u533a\uff0c\u4ee5\u53ca\u4e00\u82f1\u91cc\u4e4b\u5185\u6709\u6ca1\u6709Superfund\uff0c\u9ad8\u538b\u7535\u7f51\u7b49\u7b49\u3002<\/p>\n\n\n\n<p><br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncHIRCYRiaN27jyIc3fyUwJBEHQO2Sk184Nf2PKrliahKL1tgIONEB9icJA\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3<strong>\u5bf9\u4e00\u4e2a\u5730\u533a\u6f5c\u5728\u7684\u81ea\u7136\u707e\u5bb3\u505a\u5230\u5fc3\u4e2d\u6709\u6570<\/strong>\uff0c\u5efa\u8bae\u8ba4\u771f\u9605\u8bfb\u8fd9\u4efd\u62a5\u544a\uff0c\u9009\u62e9\u4e00\u4e2a\u6bd4\u8f83\u5b89\u5168\u7684\u4e70\u623f\u533a\u57df\u3002<\/p>\n\n\n\n<p><br><strong>2.HOA\u6761\u6b3e<\/strong><\/p>\n\n\n\n<p><strong><br><\/strong>\u548cSingle Family\u4e0d\u540c\uff0cCondo\u4f4f\u6237\u6bcf\u4e2a\u6708\u8981\u5411\u7ba1\u7406\u534f\u4f1a\u7f34\u7eb3\u7ba1\u7406\u8d39\uff0c\u8fd9\u90e8\u5206\u94b1\u901a\u5e38\u4f1a\u6db5\u76d6\u5c0f\u533a\u7684\u8bbe\u65bd\uff0c\u6bd4\u5982\u5065\u8eab\u5a31\u4e50\u548c\u516c\u5171\u533a\u57df\u7ef4\u62a4\uff0c\u5b89\u4fdd\uff0c\u6bcf\u6708\u7528\u6c34\uff0c\u5783\u573e\u5904\u7406\u7684\u8d39\u7528\u3002<\/p>\n\n\n\n<p><br>\u6211\u4eec\u5efa\u8bae\u91cd\u70b9\u5173\u6ce8\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n\n\n\n<p><br><strong>\u7ba1\u7406\u534f\u4f1a\u7684\u50a8\u5907\u91d1\uff08Reserve Study\uff09<\/strong>\u8fd9\u90e8\u5206\u5bf9\u8001\u65e7\u7684\u5c0f\u533a\u5c24\u5176\u91cd\u8981\u3002\u56e0\u4e3a\u7ba1\u7406\u534f\u4f1a\u9700\u8981\u8d1f\u8d23\u5c4b\u9876\uff0c\u5916\u5899\u7c89\u5237\u7b49\u7ef4\u62a4\u5de5\u4f5c\u3002<\/p>\n\n\n\n<p><br>\u6240\u4ee5\u5f88\u53ef\u80fd\u4f60\u5728\u4e70\u623f\u540e\u53d1\u73b0HOA\u4e0a\u6da8\u6216\u662f\u88ab\u6536\u53d6\u672c\u6587\u5f00\u5934\u63d0\u5230\u7684Special Asssements\u8d39\u7528\u3002<br><\/p>\n\n\n\n<p class=\"has-text-align-center\"><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncicrm8bL0kicXFCgwd7G6B1ewpfOSRuRcO2RG9qhY99jMt2nI6RpWm2LQ\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><\/p>\n\n\n\n<p class=\"has-text-align-center\">\uff08HOA\u6587\u4ef6- \u53ef\u4ee5\u770b\u5230\u5176\u4e2d2016\u30012020\u5e74\u6536\u53d6\u4e86Special Asssements\uff09<\/p>\n\n\n\n<p><br><strong>\u51fa\u79df\u9650\u5236\uff08Rental Cap)\uff1a<\/strong>\u5927\u90e8\u5206\u7684\u5c0f\u533a\u4f1a\u7981\u6b62\u4e09\u5341\u5929\u4ee5\u4e0b\u7684\u77ed\u79df\u3002\u6709\u7684\u793e\u533a\uff0c\u7279\u522b\u662f\u5f88\u65b0\u7684\u793e\u533a\uff0c\u8fd8\u4f1a\u9650\u5236\u5728\u8d2d\u623f\u7b2c\u4e00\u5e74\u5185\u51fa\u79df\u623f\u5c4b\u3002<\/p>\n\n\n\n<p><br>\u6240\u4ee5\u4e70\u6295\u8d44\u623f\u7684\u670b\u53cb\u4eec\u8981\u5c24\u5176\u6ce8\u610f\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u5ba0\u7269\u7684\u9650\u5236\u53ca\u623f\u5c4b\u4f7f\u7528\u7684\u9650\u5236\u4e5f\u9700\u8981\u5173\u6ce8\u3002<\/p>\n\n\n\n<p><br>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679c\u4e00\u4e2a\u5c0f\u533a100\u6237\u4f4f\u623f\u53ea\u6709\u4e0d\u8d85\u8fc720\u6237\u5141\u8bb8\u662fInvestment property\uff08\u51fa\u79df\u7c7b\u578b\u7684\u623f\u4ea7\uff09\uff0c\u90a3\u4e48Rental Cap\u5c31\u662f20%\u3002<\/p>\n\n\n\n<p><br><strong>\u5982\u679c\u5927\u5bb6\u672c\u8eab\u5c31\u662f\u60f3\u4e70\u6295\u8d44\u623f\uff0c\u800c\u8fd9\u4e2a\u5c0f\u533a\u7684Rental Cap\u5df2\u7ecf\u8fbe\u6807\u4e86\uff0c\u8fd9\u79cd\u5c31\u8981\u614e\u91cd\u8003\u8651<\/strong>\u3002<\/p>\n\n\n\n<p><br>\u56e0\u4e3a\u4f60\u8981\u7b49\u5230\u5c0f\u533a\u51fa\u79df\u6237\u6570\u4f4e\u4e8e\u9650\u989d\u65f6\u624d\u53ef\u4ee5\u51fa\u79df\uff0c\u8fd9\u4e2a\u7b80\u5355\u6765\u8bf4\u5c31\u662f\u5f97\u6392\u961f\u79df\u623f\uff0c\u6392\u961f\u65f6\u95f4\u957f\u77ed\u4e0d\u5b9a\u3002<\/p>\n\n\n\n<p><br><strong>3.\u5356\u5bb6\u623f\u5c4b\u60c5\u51b5\u58f0\u660e \uff08Transfer Disclosure Statement\uff09<\/strong><\/p>\n\n\n\n<p><strong><br><\/strong>\u8fd9\u4e2a\u62a5\u544a\u662f\u5356\u5bb6\u5b8c\u6210\u7684\u5bf9\u623f\u5c4b\u72b6\u51b5\u7684\u63cf\u8ff0\uff0c\u91cd\u70b9\u770bYes or No\u95ee\u9898\u4e2d\u56de\u7b54Yes\u7684\u5185\u5bb9\uff0c\u4ee5\u53ca\u624b\u5199\u7684\u89e3\u91ca\u3002<br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncEnIz6QhpMejtwYKZGg3SuwDPIibmZCJARt4us9EJM041tBTYn5bUfFA\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br>\u6bd4\u5982\u4e0a\u9762\uff0c\u4f60\u53ef\u4ee5\u770b\u5230\u5356\u5bb6\u6307\u51fa\u4f4f\u6237\u4f1a\u542c\u5230\u65b0\u5efa\u7b51\u9879\u76ee\u7684\u566a\u97f3\uff0c\u4ee5\u53ca\u5c0f\u533a\u7684\u4fdd\u5b89\u63aa\u65bd\u9760\u4e0d\u9760\u8c31\u3002<br><\/p>\n\n\n\n<p class=\"has-text-align-left\">\u5356\u5bb6\u8fd8\u4f1a\u5728\u8fd9\u90e8\u5206\u91cc\u7f57\u5217\u51fa\u4ea4\u623f\u65f6\u623f\u5c4b\u6240\u5e26\u7684<strong>\u6240\u6709\u5927\u5c0f\u8bbe\u65bd<\/strong>\uff1a<br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTnc0RpaCL9qtUJYyOkRW9y0uwjUKqCEGCXF25SBgoXpqJmpNicQlOLEN3g\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br><\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>\u9762\u5bf9\u7e41\u6742\u7684\u76f8\u5173\u6587\u4ef6\uff0c<\/strong><\/h2>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Flyhomes\u4f1a\u4e3a\u4f60\u505a\u4ec0\u4e48\uff1f<\/strong><\/h2>\n\n\n\n<p><br>Flyhomes \u80cc\u540e\u6709\u4e00\u652f\u4e13\u95e8\u8d1f\u8d23\u4fe1\u606f\u6536\u96c6\u548c\u5206\u6790\u7684Research Team\u3002<br>\u4ed6\u4eec\u4e0d\u4ec5\u4f1a\u5e2e\u4f60\u63d0\u524d\u505a\u597d\u623f\u5c4b\u4ef7\u683c\u7684\u5206\u6790\uff0c\u8fd8\u4f1a\u63d0\u524d\u5b8c\u6210\u6240\u6709\u623f\u5c4b\u76f8\u5173\u6587\u4ef6\u7684\u5ba1\u6838\uff0c\u5e76\u603b\u7ed3\u6210\u4e00\u4efd\u63d0\u70bc\u597d\u91cd\u70b9\u4fe1\u606f\u7684<strong>Pre Offer Packet<\/strong>\uff0c\u5e2e\u4f60\u628a\u529f\u8bfe\u63d0\u524d\u505a\u597d\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\"><br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTncGcWchPDmYIzCLA80Lm95aE2vKNVE9A2OUC4YEuNumHsadUgyWpTU4Q\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\">\uff08Pre Offer Packet\u8303\u4f8b)<\/p>\n\n\n\n<p><br>\u5176\u4e2d\u5185\u5bb9\u56ca\u62ec\u4e86\u5305\u62ec<strong>Disclosure\u3001HOA Report\u3001Tax Records<\/strong>\u7b49\u4e00\u7cfb\u5217\u9700\u8981\u6ce8\u610f\u548c\u89e3\u8bfb\u7684\u6587\u4ef6\uff0c\u5e76\u4e14\u8d34\u5fc3\u7684\u5e2e\u4f60\u5212\u597d\u4e86\u91cd\u70b9\u3002<\/p>\n\n\n\n<p><br><img decoding=\"async\" src=\"http:\/\/mmbiz.qpic.cn\/mmbiz_png\/4pXk1c9Wy6C6SW33hwZZUVqjdql7nTnctic32SiarSqcZk78lkzcn6YsGt4FSaTaCrJfsHQVySmicLGLcqks0WJqQ\/640?wx_fmt=png&amp;wxfrom=5&amp;wx_lazy=1&amp;wx_co=1\" alt=\"Image\"><br>\u4e0a\u56fe\u5c31\u662f\u4e3a\u4f60\u51c6\u5907\u597d\u7684Pre Offer Packet 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width=\"315\" height=\"83\" srcset=\"https:\/\/wp-media.flyhomes.com\/blog\/wp-content\/uploads\/sites\/3\/2022\/09\/09231248\/111-16.jpg 950w, https:\/\/wp-media.flyhomes.com\/blog\/wp-content\/uploads\/sites\/3\/2022\/09\/09231248\/111-16-300x80.jpg 300w, https:\/\/wp-media.flyhomes.com\/blog\/wp-content\/uploads\/sites\/3\/2022\/09\/09231248\/111-16-768x205.jpg 768w, https:\/\/wp-media.flyhomes.com\/blog\/wp-content\/uploads\/sites\/3\/2022\/09\/09231248\/111-16-610x163.jpg 610w, https:\/\/wp-media.flyhomes.com\/blog\/wp-content\/uploads\/sites\/3\/2022\/09\/09231248\/111-16-370x99.jpg 370w\" sizes=\"auto, (max-width: 315px) 100vw, 315px\" \/><\/a><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Flyhomes\u7684Youtube \u9891\u9053\u5b9a\u65f6\u66f4\u65b0\uff01\u6b22\u8fce\u53bbYoutube\u5173\u6ce8\u6211\u4eec\uff0c\u6709\u66f4\u591a\u7684\u7cbe\u5f69\u7684\u7f8e\u56fd\u623f\u4ea7\u5185\u5bb9\u7b49\u7740\u5927\u5bb6\uff01<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed 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