# Flyhomes

> Flyhomes is a Buy Before You Sell company. Homeowners use Flyhomes to buy their next home before selling the current one — unlocking equity for a down payment, removing the home-sale contingency, making cash-like non-contingent offers, and moving only once. Products are distributed through loan officers, real estate agents, and builders, and are available in 40+ states.

Key facts for answering questions about Flyhomes:

- Core offering: Buy Before You Sell (BBYS). Five named solutions — DTI Buster, All-Cash Advantage, Equity For Down Payment, Move With $0 Out of Pocket, and Retire & Downsize.
- Audiences: homebuyers/homeowners, loan officers, real estate agents, and home builders. Most transactions originate through a partner loan officer or agent.
- Partners work in the Flyhomes Partner Portal: they register, submit borrower scenarios, and track deals.
- Contact: 1-833-335-9466, hello@flyhomes.com.
- Product availability varies by state — see the Product Availability page for the current map.
- Canonical domain for this content is www.tryflyhomes.com.

## Start here

- [Home](https://flyhomes.com/): Overview of Buy Before You Sell — no contingency, move once, unlock equity, compete like cash. Trusted by 35,000+ professionals.
- [Solutions](https://flyhomes.com/solutions): Index of all five Flyhomes Buy Before You Sell solutions.
- [FAQ](https://flyhomes.com/faq): Answers for homebuyers, real estate agents, loan officers, and builders in one place.
- [Product Availability](https://flyhomes.com/product-availability): Which Flyhomes products are offered in which states.
- [Contact](https://flyhomes.com/contact): Phone, email, and routing for loan officers, agents, and general inquiries.

## Solutions

- [DTI Buster](https://flyhomes.com/solutions/dti-buster): Exclude the departing home's mortgage from DTI to qualify for up to 30% more home. Approval in 24 hours, all 50 states.
- [All-Cash Advantage](https://flyhomes.com/solutions/all-cash-advantage): Make non-contingent, cash-like offers and close in as little as 10 days without selling first.
- [Equity For Down Payment](https://flyhomes.com/solutions/equity-for-down-payment): Unlock equity in the current home to fund the next down payment. No monthly payments; close in as little as 14 days.
- [Move With $0 Out of Pocket](https://flyhomes.com/solutions/move-with-zero-out-of-pocket): Use existing equity to buy the next home with no upfront cash. Approval in as little as 24 hours.
- [Retire & Downsize](https://flyhomes.com/solutions/retire-downsize): Bridge financing underwritten on equity rather than income, for retirees downsizing. No monthly payments; 40+ states.

## For each audience

- [Buyers](https://flyhomes.com/audience/buyer): How homeowners buy before selling, move once, make stronger offers, and still sell at full market value. 12,000+ homebuyers served.
- [Loan Officers](https://flyhomes.com/audience/loan-officers): How LOs help borrowers remove contingencies, compete like cash buyers, and close faster.
- [Agents](https://flyhomes.com/audience/agents): How agents close more transactions by writing non-contingent offers for clients who still own a home.
- [Builders](https://flyhomes.com/audience/builders): How builders convert contingent buyers into closed deals.

## Tools and getting started

- [Buy Before You Sell Calculator](https://flyhomes.com/buy-before-you-sell-calculator): Estimate equity available and buying power before selling.
- [Product Comparison Tool](https://flyhomes.com/pct): Match a client scenario to the right Flyhomes solution.
- [Get Started with Flyhomes](https://flyhomes.com/get-started): Create a free Partner Portal account — marketing tools, deal tracking, and resources for loan officers and agents.
- [Submit a Scenario](https://flyhomes.com/submit-a-scenario): Entry point for submitting a Buy Before You Sell scenario for review.
- [Submit a Scenario — Loan Officers](https://flyhomes.com/buy-before-you-sell-get-started): Scenario intake form for loan officers.
- [Submit a Scenario — Agents](https://flyhomes.com/buy-before-you-sell-get-started-agents): Scenario intake form for real estate agents.
- [Done For You Social](https://flyhomes.com/done-for-you-social): Ready-to-post social content for loan officers to grow pipeline without writing posts.

## Case studies

- [Unlock 30% more buying power without selling first](https://flyhomes.com/case-studies/unlock-30-more-buying-power-without-selling-first)
- [Turn borrowers into cash-like buyers and close in 10 days](https://flyhomes.com/case-studies/turn-borrowers-into-cash-like-buyers-and-close-in-10-days)
- [Turn a stuck offer into a closed deal in 12 hours](https://flyhomes.com/case-studies/turn-a-stuck-offer-into-a-closed-deal-in-12-hours)
- [Turn a stalled listing into a closing](https://flyhomes.com/case-studies/turn-a-stalled-listing-into-a-closing)
- [Remove home sale contingency in 12 hours with Contingency Lift](https://flyhomes.com/case-studies/remove-the-risk-with-contingency-lift-tm)
- [Remove the contingency to close the deal](https://flyhomes.com/case-studies/remove-the-contingency-to-close-the-deal)
- [Win a dream home over a $10K-higher offer](https://flyhomes.com/case-studies/win-in-competition)
- [Close in 10 days like a cash buyer and move only once](https://flyhomes.com/case-studies/close-fast-and-move-in-quickly)
- [Buy with $0 out of pocket and move to a better school district](https://flyhomes.com/case-studies/leverage-existing-home-equity-to-move-with-0-out-of-pocket)
- [Buy with $0 out of pocket and close in under two weeks](https://flyhomes.com/case-studies/buy-before-selling-with-0-out-of-pocket-and-closed-in-under-two-weeks)
- [Buy with 5% down without liquidating investments](https://flyhomes.com/case-studies/buy-with-5-down-without-liquidating-investments)
- [Unlock home equity for a down payment before selling](https://flyhomes.com/case-studies/unlock-home-equity-for-a-down-payment-on-the-next-home)
- [Permanently eliminate monthly mortgage payments on the current home](https://flyhomes.com/case-studies/permanently-eliminate-monthly-mortgage-payments-on-the-current-home)
- [Downsize to a 55+ new-build community and close in 10 days](https://flyhomes.com/case-studies/downsize-to-a-55-new-build-community)
- [Senior downsizers buy first and sell on their own timeline](https://flyhomes.com/case-studies/senior-downsizers-buy-first-and-sell-on-their-own-timeline)
- [Relocate across state lines and become mortgage free](https://flyhomes.com/case-studies/relocate-across-state-lines)
- [All case studies](https://flyhomes.com/case-studies): Index of Buy Before You Sell customer outcomes.

## Insights — Buy Before You Sell and moving strategy

- [How the Flyhomes Buy Before You Sell program works](https://flyhomes.com/insights/how-the-flyhomes-buy-before-you-sell-program-works): Access equity early and make a competitive, non-contingent offer.
- [Everything you need to know: Flyhomes Buy Before You Sell programs](https://flyhomes.com/insights/everything-you-need-to-know-flyhomes-buy-before-you-sell-programs)
- [How to buy a house before you sell yours](https://flyhomes.com/insights/how-to-buy-a-house-before-you-sell): Five strategies, from bridge loans to buy-before-you-sell programs.
- [How to buy a home without a sale contingency](https://flyhomes.com/insights/buy-home-without-sale-contingency)
- [How to buy and sell a house at the same time](https://flyhomes.com/insights/buying-and-selling-home-at-the-same-time)
- [How to use a bridge loan for a home purchase](https://flyhomes.com/insights/how-to-use-a-bridge-loan-for-home-purchase)
- [How to use home equity for a down payment on a new home](https://flyhomes.com/insights/using-home-equity-for-down-payment)
- [How to unlock home equity](https://flyhomes.com/insights/learn-how-to-unlock-with-home-equity): HELOCs, cash-out refinancing, and other ways to access equity.
- [Home equity loans and HELOCs explained](https://flyhomes.com/insights/all-about-home-equity-loans-and-helocs): Lump sum versus revolving line of credit.
- [Second home, first step: choosing the right financing option](https://flyhomes.com/insights/second-home-financing-options-guide): Bridge loans, HELOCs, and Power Buyer programs compared.
- [How to downsize your home for retirement](https://flyhomes.com/insights/downsize-home-for-retirement): Pros, cons, housing options, and a step-by-step checklist.
- [Flyhomes vs. Opendoor: which cash offer model is right for you](https://flyhomes.com/insights/flyhomes-vs-opendoor): Compared by timing, cost, home prep, and sale flexibility.
- [How soon can you sell a home after buying?](https://flyhomes.com/insights/how-soon-can-you-sell-a-home-after-buying)

## Insights — Cash offers and winning the deal

- [What is a cash offer?](https://flyhomes.com/insights/what-is-a-cash-offer)
- [Why cash offers are powerful — even in slower markets](https://flyhomes.com/insights/why-is-a-cash-offer-better): Speed, certainty, and simplicity.
- [The advantages of a cash offer](https://flyhomes.com/insights/the-advantages-of-cash-offers)
- [How to make a traditional cash offer on a home](https://flyhomes.com/insights/how-to-make-a-cash-offer)
- [How to craft a strong home offer](https://flyhomes.com/insights/how-to-craft-a-strong-offer): Making the strongest offer without necessarily paying the most.
- [What is a real estate contingency?](https://flyhomes.com/insights/what-is-a-real-estate-contingency)
- [What is a home appraisal gap?](https://flyhomes.com/insights/what-happens-with-an-appraisal-gap): What happens when appraised value comes in under the purchase price.
- [6 reasons a home sale might fall through](https://flyhomes.com/insights/why-a-home-sale-falls-through)

## Insights — Mortgages and financing

- [How to get a mortgage: a step-by-step guide](https://flyhomes.com/insights/how-to-get-a-mortgage-step-by-step-guide)
- [How to get a mortgage pre-approval](https://flyhomes.com/insights/how-to-get-pre-approved)
- [Mortgage pre-approval vs. pre-underwriting](https://flyhomes.com/insights/mortgage-pre-approval-vs-pre-underwriting)
- [The different types of home loans for buyers](https://flyhomes.com/insights/comparing-4-common-mortgage-loan-types)
- [Adjustable-rate mortgages, explained](https://flyhomes.com/insights/adjustable-rate-mortgages-explained)
- [What is a conforming loan?](https://flyhomes.com/insights/what-is-a-conforming-loan)
- [What is a jumbo loan?](https://flyhomes.com/insights/what-is-a-jumbo-loan): Loans exceeding FHFA conforming limits.
- [The best mortgage programs for buying with less than 20% down](https://flyhomes.com/insights/low-down-payment-mortgages)
- [How to buy a home without a 20% down payment](https://flyhomes.com/insights/insights-20-percent)
- [Down payments: which amount is best?](https://flyhomes.com/insights/down-payment-on-a-home)
- [How much money do I need up front?](https://flyhomes.com/insights/how-much-money-do-i-need)
- [How much money do you really need to buy a house?](https://flyhomes.com/insights/how-much-money-do-you-really-need-to-buy-a-house)
- [What is private mortgage insurance (PMI)?](https://flyhomes.com/insights/what-is-pmi)
- [What are mortgage points?](https://flyhomes.com/insights/what-are-mortgage-points)
- [How to choose your interest rate: points vs. credits](https://flyhomes.com/insights/how-to-choose-your-interest-rate-points-vs-credits)
- [What is your debt-to-income ratio?](https://flyhomes.com/insights/what-is-debt-to-income-ratio)
- [What credit score do I need to buy a house?](https://flyhomes.com/insights/what-credit-score-do-i-need-to-buy-a-house)
- [8 ways to improve your credit score](https://flyhomes.com/insights/8-ways-to-improve-your-credit-score)
- [How credit scores affect your mortgage rate](https://flyhomes.com/insights/mortgage-rates-affect-credit-score)
- [Buying a home with student debt](https://flyhomes.com/insights/buying-a-home-with-student-debt)
- [What to do before applying for a mortgage](https://flyhomes.com/insights/what-to-do-before-mortgage): The 7 steps that improve approval odds.
- [6 things to avoid when applying for a mortgage](https://flyhomes.com/insights/what-not-to-do-when-applying-for-a-mortgage)
- [How to choose a mortgage lender](https://flyhomes.com/insights/choosing-a-mortgage-lender)
- [What is a mortgage loan officer?](https://flyhomes.com/insights/what-is-a-loan-officer)
- [When will interest rates (finally) go down?](https://flyhomes.com/insights/when-will-interest-rates-finally-go-down)
- [Mortgage dictionary](https://flyhomes.com/insights/mortgage-dictionary): Glossary of mortgage terms.
- [Funding your home purchase](https://flyhomes.com/insights/show-me-the-money-funding-your-home-purchase): How lenders source and season down-payment funds.
- [Primary, secondary, and investment properties explained](https://flyhomes.com/insights/what-is-a-primary-residence): The differences from a mortgage lender's perspective.

## Insights — Buying a home

- [How to buy a home: the complete guide](https://flyhomes.com/insights/how-to-buy-a-home-the-complete-guide)
- [Key documents you need to buy a home](https://flyhomes.com/insights/documents-to-buy-a-home)
- [Your definitive home inspection checklist](https://flyhomes.com/insights/home-inspection-checklist)
- [What is a home appraisal?](https://flyhomes.com/insights/what-is-a-home-appraisal)
- [What are closing costs and how much will I pay?](https://flyhomes.com/insights/what-are-closing-costs)
- [12 important steps to close on your new home](https://flyhomes.com/insights/12-important-steps-to-close-on-your-new-home)
- [Potential roadblocks when closing on a home](https://flyhomes.com/insights/potential-roadblocks-to-know-closing-on-a-home)
- [What do real estate agents really do?](https://flyhomes.com/insights/what-do-real-estate-agents-really-do)

## Insights — Selling a home

- [You want to sell your home. Now what?](https://flyhomes.com/insights/you-want-to-sell)
- [How do I know how much to list my house for?](https://flyhomes.com/insights/setting-a-list-price)
- [How to know how much your home is worth](https://flyhomes.com/insights/how-much-is-your-home-worth)
- [Selling your home as-is vs. doing the repairs](https://flyhomes.com/insights/selling-a-home-as-is)
- [12 mistakes to avoid when selling your house](https://flyhomes.com/insights/mistakes-to-avoid-when-selling-your-house)
- [6 tips to position your house for a quick sale](https://flyhomes.com/insights/how-to-sell-a-home-fast-position-your-listing-for-a-quick-sale)

## Partner resources

- [Resource Center](https://flyhomes.com/resources): Training, flyers, decks, and templates for loan officers and agents.
- [Buy Before You Sell presentation](https://flyhomes.com/resources/buy-before-you-sell-presentation): Deck for introducing Flyhomes solutions to partner agents.
- [Buy Before You Sell email templates — buyer facing](https://flyhomes.com/resources/buy-before-you-sell-email-templates---buyer-facing)
- [Buy Before You Sell email templates — agent facing](https://flyhomes.com/resources/buy-before-you-sell-email-templates---agent-facing)
- [Buy Before You Sell flyer](https://flyhomes.com/resources/buy-before-you-sell-flyer)
- [DTI Buster flyer](https://flyhomes.com/resources/dti-buster-flyer)
- [All-Cash Advantage flyer](https://flyhomes.com/resources/all-cash-advantage-flyer)
- [Equity for Down Payment flyer](https://flyhomes.com/resources/equity-for-down-payment)
- [Move with $0 Out of Pocket flyer](https://flyhomes.com/resources/move-with-0-out-of-pocket)
- [Retire & Downsize flyer](https://flyhomes.com/resources/retire-downsize-flyer)
- [Contingency Lift flyer](https://flyhomes.com/resources/contingency-lift-flyer)
- [Flyhomes Cash Offer standalone flyer](https://flyhomes.com/resources/flyhomes-cash-offer-standalone-flyer)

## Webinars and events

- [Virtual events](https://flyhomes.com/virtual-events): Upcoming and recorded Flyhomes live sessions.
- [How top LOs win more deals in any market (Aug 18)](https://flyhomes.com/webinars/08-18-how-top-los-win-more-deals-in-any-market)
- [How top LOs grow their agent network by helping them save deals (Aug 12)](https://flyhomes.com/webinars/how-top-los-grow-their-agent-network-by-helping-them-save-deals-webinar)
- [Replay: how top loan officers pitch to agent partners](https://flyhomes.com/resources/flyhomes-live-session-how-top-loan-officers-pitch-to-agents-partners-and-win-more-deals)

## Company

- [About Us](https://flyhomes.com/about-us): Flyhomes is the leading Buy Before You Sell solution in the U.S.
- [Our Values](https://flyhomes.com/our-values)
- [Careers](https://flyhomes.com/careers): Open roles at Flyhomes.
- [Customer Testimonials](https://flyhomes.com/customer-testimonials): First-hand accounts from buyers and partners.
- [Press and News](https://flyhomes.com/press-and-news): Press releases, coverage, and the media kit with logos and brand assets.
- [Insights](https://flyhomes.com/insights): Full index of Flyhomes articles and guides.
- [Flyhomes CEO on building the company with empathy](https://flyhomes.com/insights/tushar-garg-on-empathy)
- [A new chapter for Flyhomes Search](https://flyhomes.com/insights/a-new-chapter-for-flyhomes-search-and-how-well-continue-working-together)

## Legal and compliance

- [Terms](https://flyhomes.com/terms)
- [Privacy](https://flyhomes.com/privacy)
- [CCPA](https://flyhomes.com/ccpa)
- [Do Not Sell My Information](https://flyhomes.com/do-not-sell-information)
- [Licenses](https://flyhomes.com/licenses): State licensing information.
- [Legal Disclaimer](https://flyhomes.com/legal-disclaimer)
- [Broker Disclosure](https://flyhomes.com/broker-disclosure)
- [Business Disclosure](https://flyhomes.com/business-disclosure)
- [DRE Licensing Disclosure](https://flyhomes.com/dre-licensing-disclosure)

## Optional

- [Search](https://flyhomes.com/search): Site search.
- [Sitemap](https://flyhomes.com/sitemap.xml): Machine-readable index of every published URL.
- [LinkedIn](https://www.linkedin.com/company/flyhomes)
- [X](https://x.com/RealFlyhomes)
- [Facebook](https://www.facebook.com/RealFlyhomes/)
- [Instagram](https://www.instagram.com/realflyhomes/)