Help clients move once – BBYS for Real Estate Agents

Buy Before You Sell

Why it matters to your clients

Move once, stress less

Empower your clients to buy their next home before selling the departing residence, avoiding multiple moves.

Get approved for a larger budget

We place a backup offer on the departing residence, so lenders can exclude its trailing debt from your client’s DTI ratio to help them qualify for 40-50% more*.

Unlock home equity

Allow your clients to get access to the equity in their departing residence before selling it, unlocking additional funds for their next home.

Make a winning offer

With our back up offer, your clients can remove home sale contingency, making their offers stronger.
With our unique purchase money bridge loan, your clients are even empowered to make a non-contingent, cash-equivalent offer in a competitive market.

Sell for top dollar

Once your clients move into the new home, you can help list the departing home and maximize its sale price.

Why it matters to real estate agents

Make deals happenEnable your clients to secure their dream home by helping them get pre-approved for a larger budget or submit a cash-equivalent offer. Never lose a client due to financing challenges.

Win more listingsWinning listings is tough, but every Buy Before You Sell comes with a listing opportunity. Build a stronger listing record from here.

No failed dealsClose faster and secure your commissions with confidence by removing sale contingencies.

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Buy Before You Sell with Flyhomes Cash Offer

A purchase bridge loan that can turn your client’s offer into a non-contingent, cash-equivalent offer.

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Why it matters

Make a cash-equivalent offer

Make your clients’ offer as strong as cash and close in as little as 10 days. Thousands of buyers have won in competitive negotiations with it.

Up to 95% LTV

Enable your clients to buy with as little as 5% down payment while leveraging their home equity, 401(k), or stocks—without selling upfront.

No monthly payments due

Interest accrues and is due at payoff when the departing residence is sold.

How it works

Timeline is illustrative; actual timing may vary.

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Buy Before You Sell with Instant Equity

A home equity loan that allows your clients to access their departing home’s equity before selling.

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Why it matters

Unlock equity early

Allow your clients to tap into the equity in their departing residence before selling it, unlocking additional funds for their next home.

Flexibility with the departing residence

It can be listed, contingent, or not yet on the market.

No monthly payments due

Interest accrues and is due at payoff when the departing residence is sold.

How it works

Timeline is illustrative; actual timing may vary.

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Buy Before You Sell with Guaranteed Backup Contract

A backup purchase contract on the departing residence, allowing lenders to exclude the existing mortgage from your client’s DTI calculation.

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Why it matters

Reduce the DTI ratio

Exclude the departing residence debt to lower your client’s DTI, helping them qualify for 40-50%* more.

Remove home sale contingency

Make your client’s offer stronger and more competitive.

Sell at full market value

Give your client peace of mind with a guaranteed backup sale - no need to settle for a discount.

*Estimate based on a common scenario: Buyer’s income is approximately 3x their monthly mortgage payment.

How it works

Timeline is illustrative; actual timing may vary.

Request a Guaranteed Backup Contract

Flyhomes Cash Offer (buy side only)

A purchase bridge loan that can turn your client’s offer into a non-contingent, cash-equivalent offer.

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Why it matters

Make your client’s offer as strong as cash

Provide greater certainty to sellers than a traditional mortgage offer.

Win in negotiation

Stand out in competitive situations and, in some cases, even beat other offers without being the highest bidder.

Close in as little as 10 days

Make your client’s offer more appealing to sellers with a fast closing timeline.

How it works

Timeline is illustrative; actual timing may vary.

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Get resources for Flyhomes products

Access everything you need: marketing flyers, product decks, Buy Before You Sell Calculator, and more.

View Resource Hub

Ready to get started?

Get a quote

Submit your loan scenario for a customized quote

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Request a Guaranteed Backup Contract

Fill out the form and we will draft your Guaranteed Backup Contract.

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A conflict-free wholesale partnership for agents

Partner with us and get full support

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No conflicts, just collaboration

We provide the products. You keep the relationship. Your clients stay with you, always.

Marketing support

Get customizable resources to market Flyhomes products and grow your business.

30,000+

In-network loan officers

$2.2B

Total volume of funded loans

6,800+

Homebuyers and sellers empowered**

$6.7B+

Total real estate transaction volume**

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*Estimate based on a common scenario: Buyer’s income is approximately 3x their monthly mortgage payment.

**Brokerage activities completed by Flyhomes, Inc. since 2016 and do not reflect mortgage loan transactions. Flyhomes Mortgage, LLC is a wholly-owned subsidiary of Flyhomes, Inc.

All Flyhomes Mortgage products are subject to qualification and approval. Terms, interest rates, and conditions may vary based on individual circumstances. Please contact us for more details and to determine eligibility.

Flyhomes Cash Offer requires refinancing the purchase bridge loan into a long-term mortgage. Loan terms, interest rates, and approval are subject to lender qualification. Borrowers should evaluate financial implications before proceeding.